Money saving tips for holiday shoppers - FOX 13 News

Money saving tips for holiday shoppers

Posted: Updated:
MYFOXNY.COM -

Christmas is right around the corner and if your gift list still needs work,  check out the tips from financial expert Vera Gibbons on several ways to get it done and under budget in time for the big day.

1) TIP: BE ARMED WITH A BUDGET:

   -14 million americans are paying off last year's holiday bill

   - ideally, want to pay it all off by january

   - if you absolutely must buy something you can't pay right away,

     make sure you can pay it all off by easter

2) TIP: NO MORE IMPULSE BUYS:

   -9 out 10 of us are buying things that are not on our lists

   -unplanned purchases are costing the average consumer an extra $200 a month

3) TIP: JUST SAY NO:

   -Say no to items that seem like good deal but aren't, like Jewelry & watches

   -a better time to buy electronics is January

   -Get hdtvs deals around Superbowl time

4) TIP: GET CREATIVE:

   -Use reward points - they can be used to buy gift cards w/many retailers

   -Go in on group gifts

   -Go ahead and re-gift it's ok

5) TIP: SHOP SMART:

   -Take advantage price adjustments

   (The average household loses about $200 a year forgoing price adjustments!

    -Utilize price match policies

  • Today on Good DayToday on Good DayMore>>

  • Lassie, saving lives 10 generations later

    Lassie, saving lives 10 generations later

    Wednesday, July 30 2014 11:26 AM EDT2014-07-30 15:26:18 GMT
    Ten generations after the beloved, original TV collie Lassie hit the airwaves, a descendant, also named Lassie, is promoting a rescue mission. The collie is saving lives as an ambassador for “Save Them All” and encouraging adoptions to save lives of shelter animals through the Best Friends Animal Society.
    Ten generations after the beloved, original TV collie Lassie hit the airwaves, a descendant, also named Lassie, is promoting a rescue mission. The collie is saving lives as an ambassador for “Save Them All” and encouraging adoptions to save lives of shelter animals through the Best Friends Animal Society.
  • Former Nixon counsel changes perspective on Watergate

    Former Nixon counsel changes perspective on Watergate

    Wednesday, July 30 2014 11:09 AM EDT2014-07-30 15:09:29 GMT
    In his early 30s, John W. Dean was White House counsel for the Nixon administration. As the 40th anniversary of Richard Nixon's resignation approaches, Dean has released his findings of about 1,000 recorded phone conversations Nixon had in the time leading up to his downfall as President of the United States."What I tried to do was piece together a day-by-day picture of how Nixon got into the mess he got into,” said Dean.
    In his early 30s, John W. Dean was White House counsel for the Nixon administration. As the 40th anniversary of Richard Nixon's resignation approaches, Dean has released his findings of about 1,000 recorded phone conversations Nixon had in the time leading up to his downfall as President of the United States. "What I tried to do was piece together a day-by-day picture of how Nixon got into the mess he got into,” said Dean.
  • CDC Ebola virus alert

    CDC Ebola virus alert

    Tuesday, July 29 2014 2:21 PM EDT2014-07-29 18:21:02 GMT
    Kent Brantly always wanted to be a medical missionary, and he took the work seriously, spending months treating a steady stream of patients with Ebola in Liberia. Now Brantly is himself a patient, fighting for his own survival in an isolation unit on the outskirts of Monrovia, Liberia, after contracting the deadly disease. The Texas-trained doctor says he is "terrified" of the disease progressing further.
    Kent Brantly always wanted to be a medical missionary, and he took the work seriously, spending months treating a steady stream of patients with Ebola in Liberia. Now Brantly is himself a patient, fighting for his own survival in an isolation unit on the outskirts of Monrovia, Liberia, after contracting the deadly disease. The Texas-trained doctor says he is "terrified" of the disease progressing further.
Powered by WorldNow

FOX 13 / WTVT-TV
3213 West Kennedy Blvd.
Tampa, Florida 33609
Main: (813) 876-1313
Newsroom: (813) 870-9630
Fax: (813) 871-3135

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices